Investment Property Mortgage
Investing in property is a major part of Kiwi culture and the most prominent choice of investment in New Zealand.
The old saying “safe as houses” applies here. There is a reason it is so popular as it can be a rewarding monetary investment with minimal time investment.
It is important that the planning and research for this is done upfront to avoid costly mistakes in future. Like any investment, once a decision is made, it may be costly and difficult to reverse.
Several reasons why it is worthwhile investing in property
There are several reasons why it is worthwhile investing in property:
How we can help you invest in property
Maximum lending
Ascend Financial Services can get you the maximum property investment lending and leverage needed to compete in the current marketplace as we work with a wide range of lenders.
Lower Deposit
The majority of lenders require 40% deposit, however some non-banks can go higher and new builds are exempt from the 40% deposit rule. You can also purchase with much less deposit.
Help with Tax
Tax is a continuously changing environment with investment property. We can refer you to a great network of accountants.
Structure
We can help you choose the best structure for your investment property loans to manage your cash flow, achieve your goals and increase your returns.
Highest Cash Contribution
We can get you the highest cash contribution. You may be capped out on your main banks contribution, so having a multi-bank relationship can be a good idea.
Goal Setting
We will help you plan for the future, discuss what your wants and needs are and match them with what's possible.
How we can help you invest in property
Maximum lending
Ascend Financial Services can get you the maximum lending and leverage needed to compete in the current marketplace as we work with a wide range of lenders.
Lower Deposit
The majority of lenders require 40% deposit, however some non-banks can go higher and new builds are exempt from the 40% deposit rule. You can also purchase with much less deposit.
Help with Tax
Tax is a continuously changing environment with investment property. We can refer you to a great network of accountants.
Structure
We can help you choose the best structure for your loans to manage your cash flow, achieve your goals and increase your returns.
Highest Cash Contribution
We can get you the highest cash contribution. You may be capped out on your main banks contribution, so having a multi-bank relationship can be a good idea.
Goal Setting
We will help you plan for the future, discuss what your wants and needs are and match them with what's possible.